The Float Builder
Reading Buffett's 48 letters at 47 — while building an insurance float business · Sangmin Kwon, ASA
THE SERIES

Reading Buffett's Letters

All 48 Berkshire Hathaway shareholder letters · 1977–2024 · read in order

Buffett wrote to shareholders every year for six decades. The best management textbook in the world sits online, free — and almost nobody reads it cover to cover. I read one letter at a time, in order, and each week apply one idea to the insurance float business I'm building. This page is my scorecard.

Original letters, free at the source → berkshirehathaway.com/letters
1977Shareholder Letter, 1977Next up
1978Shareholder Letter, 1978Upcoming
1979Shareholder Letter, 1979Upcoming
1980Shareholder Letter, 1980Upcoming
1981Shareholder Letter, 1981Upcoming
1982Shareholder Letter, 1982Upcoming
1983Shareholder Letter, 1983Upcoming
1984Shareholder Letter, 1984Upcoming
1985Shareholder Letter, 1985Upcoming
1986Shareholder Letter, 1986Upcoming
1987Shareholder Letter, 1987Upcoming
1988Shareholder Letter, 1988Upcoming
1989Shareholder Letter, 1989Upcoming
1990Shareholder Letter, 1990Upcoming
1991Shareholder Letter, 1991Upcoming
1992Shareholder Letter, 1992Upcoming
1993Shareholder Letter, 1993Upcoming
1994Shareholder Letter, 1994Upcoming
1995Shareholder Letter, 1995Upcoming
1996Shareholder Letter, 1996Upcoming
1997Shareholder Letter, 1997Upcoming
1998Shareholder Letter, 1998Upcoming
1999Shareholder Letter, 1999Upcoming
2000Shareholder Letter, 2000Upcoming
2001Shareholder Letter, 2001Upcoming
2002Shareholder Letter, 2002Upcoming
2003Shareholder Letter, 2003Upcoming
2004Shareholder Letter, 2004Upcoming
2005Shareholder Letter, 2005Upcoming
2006Shareholder Letter, 2006Upcoming
2007Shareholder Letter, 2007Upcoming
2008Shareholder Letter, 2008Upcoming
2009Shareholder Letter, 2009Upcoming
2010Shareholder Letter, 2010Upcoming
2011Shareholder Letter, 2011Upcoming
2012Shareholder Letter, 2012Upcoming
2013Shareholder Letter, 2013Upcoming
2014Shareholder Letter, 2014Upcoming
2015Shareholder Letter, 2015Upcoming
2016Shareholder Letter, 2016Upcoming
2017Shareholder Letter, 2017Upcoming
2018Shareholder Letter, 2018Upcoming
2019Shareholder Letter, 2019Upcoming
2020Shareholder Letter, 2020Upcoming
2021Shareholder Letter, 2021Upcoming
2022Shareholder Letter, 2022Upcoming
2023Shareholder Letter, 2023Upcoming
2024Shareholder Letter, 2024Upcoming
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One Buffett letter a week — read, applied to a real float business, reported honestly.

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